Current Mortgage Rates
Program Rate* APR Conv 30 yr fixed 4.625% 4.66% Conv 15 yr fixed 4.125% 4.18% Conv 5 yr ARM call call Jumbo 30 yr fixed call call FHA 30 yr fixed 4.125% 4.98% USDA 30 yr fixed 4.25% 4.96% VA 30 yr fixed 4.125% 4.35%
*Rates are subject to change and will vary based on your credit and loan scenario. Try our Monthly Payment Calculator to see if we can lower your payments.
It is hard to believe that you could love your mortgage lender so much. Kearny is so easy to work with and has always been incredibly kind and thorough with the two homes we’ve bought. As a first time home buyer, he took the time to explain things to me and to let me know when he thought the rates were the best they were going to be.Jen McCraw
I can’t recommend Erica and her team highly enough! They are true professionals that guided us through every step of the loan process and remained in constant communication. We had a unique situation and we felt that Erica always tried every tool and resource available to get us the best possible loan. Closing was a breeze because of all the hard work Carolina Home Mortgage put in. They are the real deal.Thomas Baucom
A joy to work with and we appreciate their dedication to our family.Dianna Jones
I would highly recommend Kearny Davis, the broker and owner of Carolina Home Mortgage. I have used him since 2000 when I first moved here and purchased my first house here. He has done over 50 loans for my friends and myself. I have always obtained good rates at fair terms from him; and he has always treated people that I have referred to him as well as he treats me. He’s not the only good broker out there; but he’s the one I use and like.Ken Gorfkle
“Erica Sanders was recommended to my husband and me by my brother who had a couple good experiences working with her in the past. Erica was incredibly reliable, she returned phone calls promptly, had answers quickly, and it was always a pleasure to talk with her. I will recommend her in the future.”Corinna KepplerLinda was an absolute joy to work with. She was very patient as we changed our minds a few times on which home we were going to buy. She made sure that we were able to buy the home of our dreams!Elizabeth MarshallMatt guided us through the process of closing on our home. There’s a lot of paperwork that needs to be gathered and he was so patient and helpful by getting everything in order for us to close on the right date. The process was the easiest we’ve ever had and Matt made it super smooth, highly recommend working with him and this great company!!!
! You will be happy you chose Carolina Home Mortgage!Luke Newbold
Very responsive. Good communication. Attention to detail…with personal service!Myron Namba
Kearny Davis is great to work with–frank, funny, personable, and effective. We highly recommend him!Inger Brodey
Erica Sanders made purchase a house pain free! She did all the work for me. All I had to do was forward her the documents she needed and sign on the dotted line. I never had to step foot into a bank or office until my closing date. Thank you, Erica, for the time you put into helping me get the best loan to fit my needs!!Emily Langdon