Current Mortgage Rates
Program Rate* APR Conv 30 yr fixed 4.625% 4.68% Conv 15 yr fixed 4.125% 4.22% Conv 5 yr ARM call call Jumbo 30 yr fixed call call FHA 30 yr fixed 4.25% 5.05% USDA 30 yr fixed 4.25% 4.95% VA 30 yr fixed 4.25% 4.41%
*Rates are subject to change and will vary based on your credit and loan scenario. Try our Monthly Payment Calculator to see if we can lower your payments.
Erica has made obtaining our loan a smooth and efficient process. From the beginning, she has been helpful, courteous, and knowledgeable in her responses. Always friendly and patient. If she did not know an answer, she would quickly find it out. We have truly enjoyed working with her! Thank you, Erica! Clyde and Lou JonesClyde & Lou Jones
I would highly recommend Kearny Davis, the broker and owner of Carolina Home Mortgage. I have used him since 2000 when I first moved here and purchased my first house here. He has done over 50 loans for my friends and myself. I have always obtained good rates at fair terms from him; and he has always treated people that I have referred to him as well as he treats me. He’s not the only good broker out there; but he’s the one I use and like.Ken Gorfkle
It is hard to believe that you could love your mortgage lender so much. Kearny is so easy to work with and has always been incredibly kind and thorough with the two homes we’ve bought. As a first time home buyer, he took the time to explain things to me and to let me know when he thought the rates were the best they were going to be.Jen McCraw
I am a single, middle aged woman who just purchased a house with the assistance of Carolina Home Mortgage, specifically, Erica Sanders.Erica took me on and I was not an easy customer! I have a single income on a fairly new-to-me job and a not-perfect credit score. These were never issues as it turned out. She worked to get me the loan that was most beneficial for my situation. She gave me organized lists that I worked through to accumulate all that was needed to apply for my loan and ample time …Nancy Mallory
“LINDA, thank you so very much for all you did for us in getting our VA mortgage! Recommend you to ALL veterans and their families!”Malcolm & Donna CostonMatt guided us through the process of closing on our home. There’s a lot of paperwork that needs to be gathered and he was so patient and helpful by getting everything in order for us to close on the right date. The process was the easiest we’ve ever had and Matt made it super smooth, highly recommend working with him and this great company!!!
! You will be happy you chose Carolina Home Mortgage!Luke Newbold
Matt helped me quickly jump into the loan process and find the best option for our manufactured home. He was diligent in helping us end up at a monthly mortgage payment we were comfortable with at a stellar interest rate. I can’t say enough good things about him or Carolina Home Mortgage!Libby Feltis
Erica is a top notch loan officer! In a process that has become so arduous over the past years, Erica really goes above and beyond to make the document collection and income verification maze easy to navigate. Additionally, we shopped around a lot for rates and she got us a ridiculously low rate with the VA. Most important of all, she is incredibly professional, knowledgeable and a joy to work with…just a genuinely kind person who really cares about her clients. We have used her twice since purc…Amelia Hempel
Was one of the most enjoyable experiences I have ever had in my several home purchases. To have the lending agent at the closing was just an added bonus!Tim Hurst
My husband and I could not be more happy with the assistance we had when buying our new home. It was not the easiest of closings and Linda Roberts went above and beyond to make sure everything was in place and to get us in our new home as quickly as possible. We have worked with Linda on several occasions from refinancing to now the purchase of our new home in Garner. She is always on top of everything and looking to get you the best deal possible. We would have been up the creek without our pad…Tricia Murray