Chapel Hill Hours of Operation
Office Hours: 8 am to 6 pm
Phone Hours: 7 am to 10 pm
1506 East Franklin Street, Ste 201
Chapel Hill, NC 27514
President/Loan Officer: Kearny Davis
Carolina Home Mortgage is a small, independent business headquartered in Chapel Hill, North Carolina at The Center I offices off of Franklin Street, conveniently located to many real estate businesses.
We are a mortgage broker representing multiple lenders, from large commercial banks to small community banks to lenders who strictly work with brokers. Basically, we are the middleman between you and the lenders so you can compare types of mortgages and interest rates. We do not lend you the money. We do not work for the bank, so we can meet your needs for a home loan.
- Fixed-rate and Adjustable
- No Closing Cost
- Zero Down Payment
- Rate Quote Comparison
- Pre-approval or Pre-qualification Letter
- Credit Score Review
- Realtor and Attorney Referrals
Get a Rate Quote!
We actually encourage you to get a rate quote through our company and compare it to your bank and other lenders. We hope you’d choose to work with us because we are local, we have a physical presence in the community, and want you to meet us!
Interest rates these days are pretty competitive. We might find a mortgage that lowers your interest rate, or saves you a few points and origination fees. You have our pledge that if we are not your best alternative, we will tell you who is. You can find out if you’re getting a great deal while you save the time and hassle of shopping for a residential mortgage.
Count on Our Experience!
Personal finances are complicated. We are exiting the Great Recession, and some of you may have damaged your credit or over extended your debt obligations. We are better prepared to deal with a complicated mortgage, because we have worked in the industry for so long and made so many contacts in the business of home loans.
We serve the Chapel Hill, Durham, Hillsborough, Raleigh, and Cary communities but can and have done many loans through our website. It’s our own online application and one we hope you’ll find easy to use. We encourage you to come in and obtain a free letter of pre-approval, get your residential mortgage questions answered, or talk basketball!
We live in the communities we serve and know them well. Certain life experiences require the help of an expert. You are going to make some important financial decisions. Integrity is vital if we are to maintain our trusted reputation. We are talking about a reputation built over 15 years.
Call us at 919-869-8210 or email firstname.lastname@example.org today!