Get Pre-Qualified Now!
- /Get Pre-Qualified Now!
Current Mortgage Rates
Program Rate* APR Conv 30 yr fixed 4.75% 4.81% Conv 15 yr fixed 4.125% 4.23% Conv 5 yr ARM call call Jumbo 30 yr fixed call call FHA 30 yr fixed 4.375% 5.22% USDA 30 yr fixed 4.375% 5.09% VA 30 yr fixed 4.5% 4.68%
*Rates are subject to change and will vary based on your credit and loan scenario. Try our Monthly Payment Calculator to see if we can lower your payments.
Aloha Carolina Home Mortgage, We would like to big a HUGE Mahalo (thank you) to Jennifer Rivers for all her help, handwork, patience, and true dedication to helping our family with the purchase of our home. It has NOT been easy with being across the world. She has been fantastic throughout the whole process (answering our emails on weekends and late late at night). We truly appreciate all the hard work.Saira Meneses
Erica did my loan when I bought my house and again this year when I refinanced. She is wonderful, patient, and beyond helpful! When I first bought my home I was 22 and didn’t have a clue what I was doing, and Erica basically held my hand every step of the way.Hollee Sloop
Great experience, excellent assistance in refinancing. Many thanks!!Stephen Pratt
Everything was first rate – great rate, extremely knowledgeable, very responsive. The entire process could not have been smoother. Three cheers!Scott McKeown
As a first-time homebuyer I turned to CHM, where Jennifer Rivers and her wonderful team, not only guided me, but worked my numbers beautifully. Her realtor recommendation, Ashley Dekker worked great getting me a fabulous deal within my budget. Both ends watched for my interests as a buyer. Great teamwork from Fayetteville and Raleigh!Alexandra Cruz
It is hard to believe that you could love your mortgage lender so much. Kearny is so easy to work with and has always been incredibly kind and thorough with the two homes we’ve bought. As a first time home buyer, he took the time to explain things to me and to let me know when he thought the rates were the best they were going to be.Jen McCraw
Erica has made obtaining our loan a smooth and efficient process. From the beginning, she has been helpful, courteous, and knowledgeable in her responses. Always friendly and patient. If she did not know an answer, she would quickly find it out. We have truly enjoyed working with her! Thank you, Erica! Clyde and Lou JonesClyde & Lou Jones
I have nothing but great things to say about Mindy with Carolina Home Mortgage. She assisted us with financing our first home and made sure we understood every step of the process. She was always available to answer any questions and explain anything that we were not clear on. There were no hidden fees or any surprises in the process. I would not hesitate to recommend Mindy to my family or friends because I know she would ensure they were taken care of and have a smooth financing process. If you…Nicole Modesitt
I would highly recommend Kearny Davis, the broker and owner of Carolina Home Mortgage. I have used him since 2000 when I first moved here and purchased my first house here. He has done over 50 loans for my friends and myself. I have always obtained good rates at fair terms from him; and he has always treated people that I have referred to him as well as he treats me. He’s not the only good broker out there; but he’s the one I use and like.Ken GorfkleLinda was an absolute joy to work with. She was very patient as we changed our minds a few times on which home we were going to buy. She made sure that we were able to buy the home of our dreams!Elizabeth Marshall