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1 FHA Mortgages
Click FHA Mortgage Limits to determine the max purchase price in your county.
2 USDA Mortgages
Visit USDA Loan Property Eligibility to determine if a property is eligible. Visit USDA Loan Income Limits to determine if your income is eligible. Only available as 30 year term.
3 Fixed Rate Mortgages
30 Year Fixed Rate – This mortgage has a fixed principal and interest payment. This is a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, the adjustable-rate loans are a great option to consider. For calculator purposes, if you want an adjustable-rate, choose 30 year fixed.
15 Year Fixed Rate – This mortgage has a fixed principal and interest payment. It offers a rate that is about ½ of a percent less than a 30 year fixed rate – and you’ll own the home twice as fast. This is a great option if you are comfortable with the higher payments. Not available for USDA Mortgages.