Current Mortgage Rates
Program Rate* APR Conv 30 yr fixed 3.875% 3.92% Conv 15 yr fixed 3.125% 3.21% Conv 5 yr ARM call call Jumbo 30 yr fixed call call FHA 30 yr fixed 3.5% 4.29% USDA 30 yr fixed 3.5% 4.18% VA 30 yr fixed 3.5% 3.68%
*Rates are subject to change and will vary based on your credit and loan scenario. Try our Monthly Payment Calculator to see if we can lower your payments.
I would highly recommend Kearny Davis, the broker and owner of Carolina Home Mortgage. I have used him since 2000 when I first moved here and purchased my first house here. He has done over 50 loans for my friends and myself. I have always obtained good rates at fair terms from him; and he has always treated people that I have referred to him as well as he treats me. He’s not the only good broker out there; but he’s the one I use and like.Ken Gorfkle
Kearny Davis, President of Carolina Home Mortgage, was extremely efficient, allowing us to close on our new home in less than 4 weeks with an amazingly low 15 year mortgage rate. Carolina Home Mortgage personnel are extremely accessible and work very closely with their customers to find them the lowest interest rate for their mortgage in a very timely fashion. I highly recommend Carolina Home Mortgage and will used them again when purchasing property.Ellen Roberts
I don’t even know where to start! From beginning to end Erica and Mary made the process painless and Mary’s funny emails became something I looked forward to getting (even though she often needed something from me). I cannot imagine anyone else holding our hands through the biggest investment we have made thus far. You guys are the BEST!!!!Jessica Mashburn
It is hard to believe that you could love your mortgage lender so much. Kearny is so easy to work with and has always been incredibly kind and thorough with the two homes we’ve bought. As a first time home buyer, he took the time to explain things to me and to let me know when he thought the rates were the best they were going to be.Jen McCraw
It’s been a very long run but I believe that God had it planned for my wife and I to meet Jennifer. She has been straight forward with us every step of the way and has even gone out of her way to help my family and I with the purchase of our new home. We love her and our experience has been a blessing.Charles Friday, Jr.
Erica is a top notch loan officer! In a process that has become so arduous over the past years, Erica really goes above and beyond to make the document collection and income verification maze easy to navigate. Additionally, we shopped around a lot for rates and she got us a ridiculously low rate with the VA. Most important of all, she is incredibly professional, knowledgeable and a joy to work with…just a genuinely kind person who really cares about her clients. We have used her twice since purc…Amelia Hempel
Linda was extremely helpful during the entire process. She communicated with every email or change that was to happen and explained why it was happening. She made my home buying experience comforting, always assured me she would take care if everything and kept her word! I will recommend Linda and her team to anyone buying a home.Angela MacCord
Everything was first rate – great rate, extremely knowledgeable, very responsive. The entire process could not have been smoother. Three cheers!Scott McKeown
Erica was recommended to me by close friends and she was as wonderful as they said. I would not hesitate to refer her! She was there for me every step of the way and truly cares about her clients. I wish her all the best in 2017!T. Stevens
First class service all the way through the process. Could not have been happier.Frederick Gervais