Terms & Conditions

Carolina Home Mortgage, Inc. is licensed by the North Carolina Commissioner of Banks and the South Carolina State Board of Financial Institutions/Consumer Finance Division as a mortgage broker. Our license number is 39862. This license authorizes us to act as an intermediary between borrowers and lenders in mortgage transactions. However, our services do not constitute legal, financial, or tax advice.

Clients should consult with qualified professionals in these areas for specific guidance related to their individual circumstances. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information provided. The use of our services is at the client’s own risk.

We disclaim any liability for any loss or damage, including but not limited to indirect or consequential loss or damage, arising from reliance on the information provided or from the use of our services.

1. Acceptance of Terms

By accessing and using [Website Name], you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, you must not use this website.

2. Changes to the Terms

[Website Name] reserves the right to modify these terms at any time. You are encouraged to review the terms periodically for updates. Continued use of the website after changes constitutes your acceptance of the modified terms.

3. User Obligations

– You must be at least age 18 to use create an account.
– You agree to provide accurate and current information if required for registration or account creation.
– You agree not to misuse the website or use it for unlawful purposes. This includes, but is not limited to, hacking, spamming, or transmitting harmful content.

4. Intellectual Property

All content, trademarks, and data on this website, including but not limited to text, images, software, and graphics, are the intellectual property of [Website Name] or its licensors. You may not reproduce, distribute, or use the content without prior written permission.

5. Privacy Policy

Our [Privacy Policy] governs how we collect, use, and protect your personal data. By using the website, you agree to the terms of our Privacy Policy.

6. Limitation of Liability

[Website Name] is not liable for any direct, indirect, incidental, or consequential damages arising out of your use of the website, including but not limited to damages for lost profits, data loss, or business interruptions.

7. User-Generated Content

If you submit any content to the website (e.g., comments, reviews, images), you grant [Website Name] a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, display, and distribute such content in any medium.

8. Third-Party Links

This website may contain links to third-party websites. [Website Name] does not endorse, control, or assume responsibility for the content or practices of any third-party site.

9. Termination

We reserve the right to terminate or suspend your access to the website at any time, with or without cause, and without prior notice.

10. Governing Law

These terms are governed by and construed in accordance with the laws of [Jurisdiction]. Any legal disputes will be handled in the courts of [Jurisdiction].

11. Contact Information

For any questions about these Terms and Conditions, please contact us at Diane@carolinahomemortgage.com.